Investor Services
Sell, hold or reinvest
A single decision taken on evidence: what the asset earns today, what it would fetch, and what the capital could do somewhere else.
Request an asset reviewThe proposition
Three options, one comparison
Owners rarely lack opinions about a property. What is usually missing is the arithmetic that puts the three options side by side: the net return from holding, the net proceeds from selling, and the realistic return on redeploying that capital after the cost of moving it.
We produce that comparison in writing, and we are paid for the analysis rather than for the transaction it recommends.
Method
How the three options are measured
What holding earns
Rent achieved in the building, less service charges, management, expected vacancy, maintenance and finance costs. The net figure, not the gross.
What selling nets
Achievable price against recorded transactions, less agency, developer no objection, trustee fees and any mortgage discharge. The proceeds that reach your account.
What reinvesting returns
The realistic net yield of the alternative, after the full cost of acquiring it including the 4% registration fee, and after allowing for the time the capital is idle.
The recommendation
Which option serves your objective, with the numbers attached and the case against it stated as plainly as the case for it.
Factors
What usually decides it
- The building's trajectory. Service charges rising faster than rents will eat the yield whatever the headline figure says today.
- Concentration. A third unit in the same community is not diversification, however good the individual deal looks.
- Cost of switching. Selling and rebuying moves roughly six to eight per cent of the capital in fees alone. The alternative has to beat that, not merely match the current return.
- Finance terms. An old mortgage on poor terms can make refinancing more valuable than either selling or holding.
- Your horizon. An asset that is wrong for a three-year exit can be right for a fifteen-year hold.
Deliverable
What you receive
Position statement
What the asset earns and what it is worth, with the evidence behind both figures.
Option comparison
Hold, sell or reinvest, each modelled net of every cost, over your own time horizon.
Recommendation
A clear answer, the reasoning, and what would have to change for the answer to change.
Questions
Common questions
What do you need from me?
The title deed, the current tenancy contract, recent service charge statements and your mortgage terms if the property is financed.
How long does it take?
Usually one to two weeks for a single asset, depending on how quickly the documents arrive.
Will you push me to sell?
No. Holding is frequently the right answer, and saying so costs us the transaction fee, which is precisely why the analysis is charged separately.
What if I want to reinvest outside Dubai?
We can only give you evidence on the Dubai side of the comparison. We will say so clearly rather than opine on a market we do not transact in.
Can you handle the sale afterwards?
Yes, quoted separately and disclosed in the review, so you can see what we would earn before you act on the recommendation.
Put the three options side by side
Send us the asset details and your horizon. You will get the comparison in writing, including the option we would advise against.
Request an asset review